I just paid the social security for flexible employment a few days ago and want a refund.

Social security contributions of flexible employees can be refunded. If the insured dies, or the insured goes abroad to settle down, or the insured reaches retirement age and has not paid the fee for 15 years, the insured or his successor may apply to the social security agency in the insured area for returning the social security payment.

Paying flexible employment social security does not require paying medical insurance. Details are as follows:

1, the social security paid by flexible employees actually has medical insurance. Flexible employees are included in the scope of medical insurance coverage, which is the embodiment of comprehensive coverage of medical insurance;

2. Social security includes five kinds of insurance, including not only employee pension insurance, but also employee medical insurance, unemployment insurance, work injury insurance and maternity insurance. Therefore, social security actually refers to five risks, not a single one;

3. For flexible employees, the so-called payment of social security actually includes only two payment standards: employee pension insurance and employee medical insurance. Because flexible employees can only choose to pay pension insurance and medical insurance, flexible employees can't pay unemployment insurance, work injury insurance and maternity insurance. Therefore, the social security of flexible employees is endowment insurance and medical insurance.

To sum up, when flexible employees pay social security, all the expenses are borne by individuals, generally according to 20% of the payment base. Only 8% of the expenses can be put into the personal account, that is, the money that can be refunded when surrendering, while the other 12% will be included in the overall account, and this money cannot be refunded, that is to say, if the flexible employees surrender, they will lose 12.

Legal basis:

Interim regulations on the collection and payment of social insurance premiums

Article 12

Payment units and individuals shall pay social insurance premiums in full in monetary form. The social insurance premium that the payer should pay shall be withheld and remitted from his own salary by his unit. Social insurance premiums shall not be reduced or exempted.

Notice of the Ministry of Labor and Social Security on Improving the Basic Endowment Insurance Policy for Urban Workers

essay

Urban individual industrial and commercial households and other individual operators, as well as those who take various flexible ways to obtain employment, shall generally pay the old-age insurance premium on a monthly basis according to the payment base and proportion stipulated by the provincial government, or pay the old-age insurance premium quarterly, semiannually and annually; Payment time can be converted cumulatively. When the above-mentioned men are over 60 years old and women are over 55 years old, and the accumulated payment period reaches 15 years, they can receive the basic pension according to the regulations. If the accumulated payment period is less than 15 years, the amount stored in his personal account shall be paid to him in one lump sum, and the pension insurance relationship shall be terminated at the same time, and the payment period shall not be increased by means of overdue afterwards.