How much do Ningbo social security individuals and units pay respectively?

The contribution ratio of Ningbo social security individuals and units varies according to specific social security projects. Take the old-age insurance as an example, the individual contribution ratio is 8%, and the unit contribution ratio is 16%. In terms of medical insurance, the proportion of individual contributions is 2%, and the proportion of unit contributions is 9 and 5% (including maternity insurance). In terms of unemployment insurance, the proportion of individual contributions is 0,5%, and the proportion of unit contributions is 0,5%. The payment ratio of work-related injury insurance is determined according to the degree of industry risk. Individuals do not pay, and all of them are borne by the unit.

I. Overview of social security contribution ratio

In Ningbo, social security contributions are shared by individuals and units. The specific payment ratio varies with different social security projects. It is very important for individuals and units to know the payment ratio of each project.

Second, the proportion of social security contributions.

1. Old-age insurance: 8% for individual contributions and 16% for unit contributions. Old-age insurance is the main system to ensure the life of employees after retirement, and the contribution ratio of individuals and units is relatively high.

2. Medical insurance: the individual contribution ratio is 2%, and the unit contribution ratio is 9 and 5% (including maternity insurance). The establishment of medical insurance is to ensure that employees can get timely treatment when they are sick or injured, and both individuals and units need to bear certain payment responsibilities.

3. Unemployment insurance: individual contribution rate is 0,5%, and unit contribution rate is 0,5%. Unemployment insurance is set up to help employees who are unemployed for non-personal reasons tide over the difficulties, and both individuals and units need to pay a certain fee.

4. Work-related injury insurance: The payment proportion of work-related injury insurance is determined according to the risk degree of the industry. Individuals do not pay fees, all of which are borne by the unit. Work-related injury insurance is set up to protect employees from work-related injuries and occupational diseases, and the unit needs to bear all the liability for compensation.

Third, the payment method and time

In Ningbo, social security payment generally takes the form of monthly payment, that is, the corresponding social security fees need to be paid on time every month. Individuals and units can pay by bank transfer and online payment. The payment time is generally a fixed date every month, and the specific date can be determined according to the regulations of the local social security department.

To sum up:

The contribution ratio of Ningbo social security individuals and units varies with different social security projects. Individuals and units need to bear certain payment responsibilities to ensure the normal operation of the social security system. It is very important for individuals and units to understand and pay the corresponding social security fees on time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 stipulates:

Employees shall pay the basic old-age insurance premium in accordance with state regulations, and the employer and employees shall jointly pay the basic old-age insurance premium.

People's Republic of China (PRC) social insurance law

Article 23 provides that:

"Employees pay basic medical insurance premiums in accordance with state regulations, and employers and employees pay basic medical insurance premiums in accordance with state regulations."

People's Republic of China (PRC) social insurance law

Article 44 provides that:

"Employees should pay unemployment insurance premiums in accordance with state regulations, and employers and employees should pay unemployment insurance premiums in accordance with state regulations."

People's Republic of China (PRC) social insurance law

Article 33 provides that:

"Work-related injury insurance premiums are paid by employers, and employees do not pay work-related injury insurance premiums."