How long does it take to withdraw the provident fund account?

Legal analysis: Under normal circumstances, the account of Shenzhen Provident Fund will be withdrawn within about three working days after being audited by Shenzhen Housing Provident Fund Management Center. Among them, employees who are not registered in Shenzhen should have transferred or stopped paying social security in Shenzhen for more than three months.

Legal basis: Regulations on the Management of Housing Provident Fund

Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.

The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

"Provisions of Shenzhen Municipality on the Administration of Housing Provident Fund Withdrawal" Article 15 The Provident Fund Center shall, within three working days from the date of accepting the application for employee withdrawal, make a decision on whether to approve the withdrawal of housing provident fund, unless otherwise stipulated in these Provisions. If the withdrawal is approved, the commercial bank entrusted by the provident fund center shall go through the payment formalities and transfer the funds into the savings account of the employee housing provident fund joint card; If it does not withdraw, it shall inform the applicant in writing of the reasons for not withdrawing.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.