After the pension adjustment, the social security payment base has also been adjusted. What is the impact on the insured?

Compared with freelancers, if the deposit base previously selected is 6,000 yuan, and the upper and lower limits of the local deposit base are 407 1 yuan to 20,355 yuan after adjustment in 2022, then freelancers can pay according to the previous amount without adjusting the deposit base. If the deposit base of freelancers is the lowest level of 34 16 yuan, and the lowest level is raised to 407 1 yuan after the change, then the deposit base of freelancers needs to be adjusted and paid according to 407 1 yuan.

This is also the most intuitive feeling as an on-the-job person. Naturally, as a flexible employee, although his personal social security is not deducted by the unit. But individuals who work flexibly will pay higher social security fees. It is necessary to pay all payment proportions and payment quotas in full, and the urban endowment insurance needs to pay social security according to the proportion of 20%. Then the employees of our company only need to pay social security according to 8%. So obviously, the cost of flexible employment will be higher.

The adjustment of the annual social security payment base is actually the most sensitive for freelancers. The pressure he pays for this payment work will be even greater. For example, this person paid social security according to 8000 yuan last year. In this year, we can no longer pay according to 8000 yuan, and it is likely to increase to 8500 yuan or even close to 9000 yuan. This is the adjustment of the social security payment base, which ushered in a change. For our policyholders, the economic burden will undoubtedly be greater.

But it is also beneficial. Its advantage is that the more you pay, the higher the account balance that will eventually be transferred to your personal account. This can also show that in the future, everyone will experience a higher pension wage level. After all, the total amount of your personal account will directly affect the salary of others in the future. This is good for us. However, if you want to pay the corresponding social security contributions, you must pay social security according to the new social security payment base, but you can't pay social security according to the original payment base, and you will continue to adjust the social security payment base every year, with an annual change of about 5%~ 10%.

So what do you think of this? Welcome to express your views and ideas!