How old can I get a personal pension?

Individuals who have paid at least 15 years can receive a pension at retirement age. The pension age is as follows: male employees are 60 years old; Female employees engaged in management and scientific research are 55 years old; Female workers engaged in production and auxiliary work are over 50 years old, and female freelancers and individual industrial and commercial households are over 55 years old. According to the relevant regulations, the legal retirement age of employees in Chinese enterprises is: 60 years for men, 50 years for women employees and 55 years for women cadres. Engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health (hereinafter referred to as special jobs), the retirement age is 55 years old for men and 45 years old for women; Disabled due to illness or non-work-related, the retirement age is 55 years old for men and 45 years old for women, which is certified by the hospital and confirmed by the labor appraisal committee.

Legal basis:

Article 10 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Derivative problem:

How and where to pay the personal pension? According to the system design, you need to open two accounts to participate in personal pension. One is to open a personal pension account on the information platform for information recording, inquiry and service, and the other is to open or designate a personal pension fund account in the bank for payment, product purchase and income collection. These two accounts are different from each other Insured personnel can be opened through the national social insurance public service platform, the national people's social government service platform, electronic social security cards, commercial banks and other channels. Among them, two accounts can be opened at one time through commercial banks. The implementation of personal account system can facilitate personal operation, reflect personal rights and interests more intuitively, and provide complete records and services for participants.