How much does the 8% individual of the endowment insurance unit pay?

The payment base of endowment insurance is 60%~300% of the average monthly salary of local employees in the previous year. Next, I will show you how to calculate the payment base of endowment insurance. How much does the 8% individual of the endowment insurance unit pay? Can I buy it separately?

First, how to calculate the payment base of endowment insurance

The payment base of endowment insurance is 60%~300% of the average monthly salary of local employees in the previous year.

If the personal salary level is lower than 60% of the average monthly salary of employees in the previous year, the old-age insurance premium shall be paid according to the base of 60%; If the personal salary level is higher than the average monthly salary of employees in the previous year by 300%, the endowment insurance shall be paid at the level of 300%.

If the personal salary level is between 60% and 300%, the actual salary level will generally prevail; The first month's salary of a new employee is used as the base of social security payment in that year.

2. The individual pays 8% of the endowment insurance premium, and the unit pays it?

The individual pays 8% of the endowment insurance, and the unit pays 16%~20%, depending on the local plan.

Endowment insurance premium = payment base * payment ratio; Assume that the payment base is 4,000 yuan, and individuals need to pay 320 yuan every month; The company has to pay 640 yuan to 800 yuan or so every month.

You can check the specific payment details of your old-age insurance on the local social security official website and People's Social Security app, or you can directly bring your social security card and ID card to the social security center for inquiry. Or directly ask the relevant personnel of the unit to handle social security affairs to ask about the specific situation.

3. Can I buy old-age insurance separately?

Old-age insurance can be bought separately, but individuals can only buy old-age insurance for residents or flexible employees separately.

Social security for employees includes five types of insurance: endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Individuals cannot purchase employee pension insurance separately. The unit must pay five insurances for employees on time and in full, and can't lack any insurance.

Residents' old-age insurance is paid once a year. Generally, the endowment insurance premium for the next year is paid this year. The centralized payment period is from September to the end of 65438+February each year. You can go directly to the local village Committee or neighborhood Committee to buy it.

The endowment insurance for flexible employees is the same as that for employees, but the expenses need to be borne by individuals, and the proportion of individual contributions is 20%. You can choose to pay annually or monthly.