Is there a requirement for hospitalization days in medical insurance?

There is no limit to the number of days of hospitalization under medical insurance.

The basic medical insurance does not limit the number and time of hospitalization of the insured person every year, and the designated medical institutions of medical insurance shall not shirk and refuse the hospitalization of the insured person who meets the hospitalization standards, or discharge the insured person in advance or at his own expense if he does not meet the discharge standards. Whether a patient is discharged from the hospital should be decided according to whether his specific condition meets the discharge standard and whether the hospital can provide corresponding medical services, not by the number of days or times of hospitalization.

Some hospitals require patients to be discharged within 15 days in order to improve the bed turnover rate. According to the National Medical Insurance Bureau, the bureau and medical insurance departments at all levels have unlimited policies on the hospitalization days of insured patients, and the enjoyment of medical insurance benefits has nothing to do with the hospitalization days of patients. The bureau will focus on preventing violations such as shirking patients, decomposing expenses and reducing service quality.

The significance of medical insurance

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. Medical insurance relieves the worries of workers and allows them to work with peace of mind, thus improving labor productivity.

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.