How much does the housing accumulation fund pay by itself in a month?

Generally speaking, the provident fund is the base that enterprises choose to pay, and the maximum is 12% of salary, such as monthly salary 10000 yuan, then the company pays10000 *12% =1200 yuan, and the individual pays/kloc-0.

Calculation method of provident fund:

1, the number of monthly contributions of housing provident fund = the average monthly salary of employees in the previous year multiplied by the contribution ratio of employee housing provident fund (calculated to yuan, rounded below yuan)+the average monthly salary of employees in the previous year multiplied by the contribution ratio of unit housing provident fund (calculated to yuan, rounded below yuan).

2. If the monthly deposit calculated according to the above formula is within the prescribed upper and lower limits, it shall be determined according to the facts; Exceeding the upper limit or failing to reach the lower limit can only be calculated according to the upper limit or lower limit.

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. Housing accumulation fund is a system determined by legislation in the State Council. It is a compulsory measure and a requirement that the above-mentioned units and their employees must implement.

The housing accumulation fund consists of two parts, one part is the part that individuals deduct from their salary income according to the prescribed proportion every month; The second is the part that the unit pays for the individual employees in accordance with the prescribed proportion every month, and these two parts are owned by the individual employees. The housing accumulation fund is specially used for the housing consumption of employees and shall not be used for other purposes.

legal ground

"Regulations on the Administration of Housing Provident Fund" Article 16 The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

"Regulations on the Management of Housing Provident Fund" Article 17 Newly-employed employees shall start to pay housing provident fund from the second month of employment, and the monthly payment amount shall be the employee's own salary multiplied by the employee's housing provident fund payment ratio. The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.

"Regulations on the management of housing provident fund" Article 18 The deposit ratio of housing provident fund for employees and units shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.