How many years do men have to pay medical insurance and enjoy it for life?

Men have to pay 30 years of health insurance to enjoy it for life.

Medical insurance in social security, such as employee medical insurance, basically requires that the insured person is 60 years old for men and 55 years old for women, and the payment period for men is not less than 30 years and that for women is not less than 25 years. Among them, the actual payment period of the basic medical insurance premium must not be less than 15 years before it can be enjoyed for life, that is, after retirement, it can enjoy medical insurance benefits. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.

Precautions for medical insurance reimbursement:

1, drug purchase reimbursement

If the insured person needs to reimburse the purchased drugs, he/she needs to bring the medical insurance card to the designated medical institutions or pharmacies for purchase, and the medical expenses can be settled directly by credit card, which is not included in the overall social planning when purchasing drugs. All accounts are settled by personal account, and if the balance of personal account is used up, it can also be paid in cash.

2, outpatient reimbursement

You need to bring the original ID card and the medical certificate issued by the doctor to the relevant departments of the local social security center for processing. Those who meet the requirements after examination can apply directly. However, when the outpatient department reimburses, it is necessary to deduct the amount of the social security personal account in the current year and then check the reimbursement amount.

3, hospitalization reimbursement

When in hospital, the insured person needs to pay the deposit of medical expenses first, and when discharged, he will refund more and make up less. Medical expenses incurred before the hospitalization registration formalities shall not be reimbursed.

To sum up, you can also pay employee health insurance at the age of 50, but there is a premise. That is, when you retire, it must be 15 to 25 years in a row, which varies from place to place. If there is not enough time, continue to hand it in after retirement.

Basic medical insurance related content:

1. First of all, it should be clear that there are three divisions of basic medical insurance, namely, employee medical insurance, resident medical insurance and new rural cooperative medical care. Among these three kinds of medical insurance, only the medical insurance for urban workers has a limited number of years. Therefore, it is necessary for on-the-job employees to know the payment period of medical insurance;

2. Although medical insurance for urban workers is shared by units and individuals, the proportion paid by individuals is relatively small, but it is also a part of personal economic expenditure. Therefore, actively understand the common sense about the payment period of medical insurance, and after the payment period expires, you can get lifelong medical insurance without paying;

3. According to the relevant policies and regulations, medical insurance is different from other social insurance. Once the supply is cut off, the payment before renewal will be cleared. Therefore, while understanding the payment period of medical insurance, we must also inquire about the payment information of personal medical insurance in time. You can also customize memos, pay and inquire regularly every month. Individuals who forget to pay should pay in time. If the unit forgets, it must remind the relevant responsible person to deal with it in time to ensure the payment period.

To sum up, medical insurance in social security, such as employee medical insurance, basically requires the insured to be 60 years old for men and 55 years old for women, with the payment period of not less than 30 years for men and not less than 25 years for women. The actual payment period of the basic medical insurance premium must be not less than 15 years to enjoy it for life, that is, to enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.

Legal basis:

"Regulations on the basic medical insurance for urban workers in People's Republic of China (PRC)" article thirty-sixth.

Employees who retire after the revision and implementation of this Ordinance shall pay the basic medical insurance premium for men who have reached 30 years and women who have reached 25 years. After retirement, their basic medical insurance treatment standard shall be implemented in accordance with the provisions of this Ordinance.