Five insurance paid 15 can receive how much

Social security paid 15 years, after retirement can receive 1604.82 yuan per month, equivalent to a year to receive 19257.84 yuan. They paid 55,545.60 yuan, the unit paid 138,864.00 yuan, the two add up to close to 200,000 yuan, after retirement can get 19,257.84 yuan a year, the rate of return is not bad.

Five insurance formula

Monthly pension in hand = monthly basic pension + monthly personal account pension

1) Monthly basic pension = (the province's average monthly salary of all employees in the previous year + my indexed average monthly contribution salary) ÷ 2 × years of contribution × 1%

2) personal account pension = balance of personal account ÷ number of months of accrual ( 50 years old for 195, 55 years old for 170, 60 years old for 139)

Five insurance must be paid continuously for 15 years

In fact, the social security to pay 15 years to receive a pension is not a continuous payment of 15 years, but the cumulative payment of 15 years, so the user cumulative payment of up to 15 years will be able to receive their own pensions. However, we need to remind that we pay social security, different areas of social security will not be calculated at the same time, we need to pay their own social security to the same area to calculate the cumulative number of years of social security.

Although the pension does not need to be paid continuously for 15 years, if there is an interruption in our social security, it is best not to interrupt for more than three months, once the social security is interrupted for three months, it will have a great impact on the use of their medical insurance.

Generally, once the social security break more than three months, the medical insurance contribution years will start to calculate again, and medical insurance break more than three months, we can not in the social security began to pay after the enjoyment of medical insurance, you need to pay at least six consecutive months before you can use the medical insurance reimbursement use.

What is the five insurance

The five insurance refers to five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance are paid by the enterprise and individual **** the same premiums, industrial injury insurance and maternity insurance is completely borne by the enterprise. Individuals do not need to pay. It is important to note that the "five insurance" is legal.