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What kinds of risks are there in Shanghai with five insurances and one gold?

Legal analysis: five kinds of social insurance and a provident fund. Five types of insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. One gold refers to the loss of wax bearing the housing provident fund. Endowment insurance can be divided into urban endowment insurance, small town endowment insurance and basic endowment insurance for urban and rural residents. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. Housing accumulation fund refers to the long-term housing savings paid by employers and their employees. Endowment insurance can be divided into urban endowment insurance, small town endowment insurance and basic endowment insurance for urban and rural residents. The social insurance of small towns in Shanghai is a basic social insurance system that combines social pooling with individual accounts, including basic social insurance such as pension, medical care, unemployment, maternity, work injury and supplementary social insurance.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy the insurance benefits of club meetings according to law and have the right to supervise the payment of their hidden units.

Article 15 of the Regulations on the Management of Housing Provident Fund, if a unit employs employees, it shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center.