It is better to buy a peace or social security, just buy one person.

Brother Bao said that insurance focuses on the evaluation of insurance products! How does Ping An Fu compare with other popular critical illness insurance? Look at this comparison table to know the top ten insurance companies' "worth buying" hot critical illness insurance inventory!

Social security recommends everyone to buy it. Social security includes the following contents:

Endowment insurance: it is insurance to ensure that we still have money to use after retirement. It only requires us to pay 15 years before retirement, and then we can receive a considerable pension every month after retirement.

Medical insurance: medical insurance can reimburse the outpatient expenses of going to the hospital, and can also reimburse the hospitalization and medical expenses incurred by hospitalization according to a certain proportion. It is the most useful and effective insurance in social security, and we usually have the most contact.

Maternity insurance: it is a social insurance system that the state and society provide medical services, maternity allowance and maternity leave when pregnant women temporarily stop working.

Industrial injury insurance: refers to a social security system that the state gives us medical treatment and necessary economic compensation when we suffer accidental injuries or occupational diseases at work, resulting in temporary or permanent loss of working ability or even death.

Unemployment insurance: It is a system in which the state provides material assistance to workers whose lives have been temporarily interrupted due to unemployment, guarantees their basic livelihood, and creates conditions for their re-employment through vocational training and employment introduction.

Ping An Fu is mainly to protect death and serious illness, and it is a supplement to social security. There is no conflict between them. You can learn about the protection of Ping An Fu before you decide:

Ping An Fu is a popular critical illness insurance product launched by China Ping An, which has been upgraded many times since its launch. Ping An Fu 20 is the latest version updated this year. I also studied this new version, and finally found that the upgraded version of Ping An Fu 20 has not changed much? If you want to know, you can collect this article first, and take your time to read: the top ten insurance companies' "worth buying" hot critical illness insurance inventory!

By comparing several versions of Ping An Fu, we can see the upgrade of Ping An Fu 20:

As can be seen from the figure, compared with the old version, the protection of Ping An Fu 20 has hardly changed, and the bundled sales of long-term accident insurance has been cancelled, which is commendable.

But the shortcomings have not been upgraded and improved! For example, these shortcomings must be mentioned:

1. Incomplete coverage: At present, it is impossible to provide coverage for China's disease, but excellent critical illness insurance will provide coverage for China's disease.

2. The compensation ratio is low: the compensation ratio for minor illnesses is only 20%, and the current average level has reached 30%.

3. The setting of cancer compensation is poor: Ping An Fu 20 suffers from cancer for the first time, and it will take five years to get cancer protection again; If you suffer from a serious non-cancer illness for the first time, you can directly terminate the contract. Youpin is suffering from cancer for the first time and can be paid again after 3 years; Cancer compensation can be obtained after 1 year if you suffer from non-cancer serious illness for the first time.

4. Excluding deductible: it is necessary to increase the deductible of the insured by 20%. If it is increased, it is necessary to pay more. Good products do not need to be added.

Based on the above situation, Ping An Fu 20 is still average. If the family conditions are average, it is more appropriate to choose some critical illness insurance products with high cost performance.

In order to make everyone no longer confused, I have selected the current high-quality critical illness insurance products. You can refer to the >> Top Ten Insurance Companies' "Worth Buying" popular critical illness insurance inventory!