What does personal credit information contain?

Legal analysis: the content of personal credit investigation is mainly reflected in the personal credit investigation report, which mainly includes the following aspects: First, it includes basic information to prove identity, such as name, ID number, home address and work unit. Secondly, it includes personal payment information, such as mortgage, car loan, student loan, even helping others to guarantee but others failed to repay on time, credit card information (credit line, repayment record, etc. ); Finally, the inquiry records, which institutions inquired about the personal credit report when.

Legal basis: Article 518 of the Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may, in addition to punishing the person subjected to execution, include him in the list of people subjected to dishonesty according to the circumstances, and inform his unit, credit reporting agency and other relevant institutions of the information that the person subjected to execution fails to perform or does not fully perform his obligations. Article 262 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures to restrict his exit from the country, record them in the credit information system, and publish the information of non-performance of obligations and other measures stipulated by law through the media.