What is the use of maternity insurance in the five insurance until retirement?

What is the use of maternity insurance in the five insurance to be paid until retirement?

The maternity insurance in the five insurance, has to be handed over to the retirement, what is the role of it? As we all know maternity insurance, it is mainly for some pregnant women, in the period of giving birth to a baby to be able to enjoy the reimbursement of maternity expenses, but also can experience the maternity subsidy treatment. But for women of non-childbearing age and every man, this maternity insurance may not have much efficacy and use, but still do as a normal participation in the social security group, but also need to pay until the part of the retirement, which mainly applies to the work of the workforce, it is absolutely necessary to hand over to the retirement.

So many people will think about, that is to say, to pay maternity insurance for their own does not have a great effect, so just think about can not go to pay this maternity insurance? In fact, maternity insurance it is mainly applicable to enterprises and public institutions in the staff of the family to pay maternity insurance, people do not need to pay maternity insurance, but as a flexible group of people, if you are a pregnant woman. The company also can't enjoy to the maternity expense reimbursement and maternity subsidy treatment, after all, there is no way to participate in maternity insurance, natural can't be normal enjoyment.

What we are talking about here is that the method of participation in the social security of the flexible workers, he can only just participate in the pension insurance and employee health insurance, and not directly to participate in the maternity insurance. So for most of the flexible workers, however, it is not a question of paying for maternity insurance. Of course, for an employee, in the process of participating in the individual social security, the five kinds of individual social security to pay the social security, which covers the maternity insurance, but the maternity insurance, not by the individual to bear the cost, but by their own units to bear the cost.

And the maternity insurance is all borne by the unit, I do not have to bear all the costs, as long as we bear the main is the pension insurance, employee health insurance and unemployment insurance these three kinds of social security, and not necessarily bear the maternity insurance and industrial injury insurance, which are all borne by the unit to bear all the costs. So whether you're an employed person or a flexible worker, you won't have to pay for maternity insurance, because you don't have to pay for it yourself.

So as an enterprise or institution, if it will have certain labor costs, but because the overall contribution ratio of maternity insurance is very low, should not exceed 0.5% of the contribution ratio, so that every month is about a dozen dollars to twenty or thirty dollars, varying such a cost, for an enterprise or institution, it is in fact not too much of a fee! The cost and labor cost.

So, even if it's not too effective for us personally, there's not much economic pressure to bear, in fact, the maternity insurance, the money they pay is for those who are about to give birth to a child and the maternity stock fund formed. Naturally, as a man, he uses the maternity insurance, mainly to enjoy the maternity paternity leave, in the maternity paternity leave period has three days to 15 days of such a holiday, that during the vacation period is all the normal payroll, and this payroll payment is through the maternity insurance to go to the collection of

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