New Policy of Raising Farmers' Pension in 2023

With the aging of the population, many elderly people are concerned about the pension policy for retirees. After all, in our real life, the pensions of retirees will always be adjusted more or less, but many people don't know much about this policy. So what is the new policy of farmers' pension? Next, I will give you a detailed introduction.

Implement the new policy of rural endowment insurance

First, the basic pension of rural old-age insurance has been improved.

The basic pension for the elderly in rural areas has been adjusted before, and it is expected to be raised by about 15 yuan again next year. The specific increase will depend on the local economic development level and the minimum living standard, and some areas have been adjusted to 180 yuan per month.

Two, the rural old-age insurance payment grade adjustment

The payment grade of old-age insurance is adjusted to 12, and the principle of paying more for old-age insurance is implemented. The grade of endowment insurance ranges from 100 yuan to 2000 yuan. In short, the more farmers pay, the more pensions they will receive after the age of 60, and farmers' friends can decide the amount of payment according to their own economic situation. It is worth reminding that rural endowment insurance requires a minimum cumulative payment of 15 years, so the earlier the payment, the better, and it must be paid before the age of 45.

Third, the policy of farmers paying pensions in one lump sum continues.

Earlier, it was reported through the grapevine that the one-time payment policy for old-age insurance will come to an end, but the one-time payment policy for farmers' old-age insurance will continue, but this policy has not been implemented in some places, and the relevant local departments need to be consulted for details. The one-time payment policy is also the principle of paying more and taking more. Based on farmers' personal pension accounts. In addition, men must be at least 45 years old, and women must be at least 40 years old to repay the loan, and the payment period should not exceed 10 years. One-time payment is about 10w yuan, and monthly pension is about 1300 yuan after 60 years old.

How to pay rural endowment insurance?

Rural endowment insurance has three payment methods: regular payment, irregular payment and one-time payment.

1, migrant workers who pay regularly and have relatively stable income can choose this method. You can pay monthly or quarterly, or you can pay the premium for half a year or a year if you have plenty of money. The amount of payment can be paid according to the proportion of personal income or a fixed amount;

2, irregular payment, many migrant workers can use this method because of unstable income. Pay more in mature years, pay less in young years, and pay less in disasters. Pay when the income is good, and don't pay when it is bad.

3, one-time payment, for older farmers, the premium is paid in one lump sum, and after 60 years old, the pension is received monthly according to the rules.

According to the development of different regions, the pension provides the insured with basic monthly pension expenses, and we farmers do not need to pay the insurance fund in advance. Each person receives the minimum monthly basic pension in 70 yuan, and the basic pension of 100 yuan can be paid every month in areas with good economy.

Local financial pension Farmers' friends have to pay the insurance premium of 15 years, and can receive a fixed pension every month during the decade of 60-70 years. Our annual pension = minimum pension+total account ÷ 139. Low-income pension is the basic pension that the insured receives every month when he reaches the age of 60, and the general account is the local financial pension he undertakes.

Individuals can pay 15 endowment insurance in one lump sum. The repayment policy is: nearly 90,000 yuan at a time. Men over 60 years old and women over 55 years old can receive a monthly pension of about 1 100 yuan. As time goes on, the monthly pension will increase.

Considering the current average life expectancy, it is no problem to earn the pension back within 10 years. Everything you get after that is earned. With more than 1000 "salary" every month, the living standard can be guaranteed, and the psychological security is more guaranteed. Moreover, the annual pension of 1 000 is much more than the annual investment income of 4,500, and the living standard can be higher.

By talking about the new policy of rural endowment insurance, I believe you have a new understanding and understanding of this aspect. In practice, rural old-age insurance is different from urban old-age insurance, and we should clearly know the relevant provisions of rural old-age insurance on rural population.