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How to buy a house in Guangzhou without social security
Can I buy a house without social security? No social security can can buy a house. Conditions for buying a house: The buyer must have a legally valid identity card and household register and other proof of identity. Foreign household registration, family as a unit in Guangzhou can buy a residential unit, and must provide three consecutive years (36 months) within five years of social security or tax statements. Regardless of whether it is a new home or a second-hand home, buyers with foreign household registration can only purchase one home. The purchaser must have a down payment amounting to 30% of the total purchase price. The purchaser's family members must not have a record of purchasing a home in a foreign country. Purchasers who have previously purchased a home outside of China are required to pay 70% of the down payment in accordance with the regulations for the second suite, but if the loan for the first suite has been settled, the regulations for the first suite can still be followed. The buyer must have good credit, stable income and a certain repayment ability. Other conditions set by the relevant authorities.
Legal Objective:Guiding Opinions of the Ministry of Land and Resources and the Ministry of Housing and Urban-Rural Development on the Convergence of Unified Registration of Real Estate and Management of Housing Transactions
Article 2
Strengthening the Management of Housing Transactions and Unified Registration of Real Estate. Strengthening the management of housing transactions. Housing transaction management is the foundation and core of real estate market supervision. Real estate management departments at all levels to strengthen the housing transfer, mortgage, lease, area management, housing transaction files, housing intermediary, personal housing information system construction, especially to do a good job in the pre-sale of commercial housing permits, housing sale contract net signature filing, housing transaction fund supervision, the establishment of the floor table, the qualification of the purchase of housing audit, housing inspection and verification, the stock of housing and policy housing listing and transaction management, as well as the policy of housing mortgage The development and supervision of the implementation of the specific work of transaction supervision, to achieve the orderly connection of related businesses.
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