How much does Xuzhou social security pay each year?

Pension insurance: the unit pays 21% for you every month, you pay 8%;

Medical insurance: the unit pays 9% for you every month, you pay 2% plus 10 yuan of the general medical insurance (general medical insurance is mainly for the hospitalization of this);

Unemployment insurance: the unit pays 2% for you every month, you pay 1%;

Workers' accident insurance

Maternity insurance: the unit pays 0.5% for you every month, you do not pay a penny;

Maternity insurance: the unit pays 0.8% for you every month, you do not pay a penny;

Housing provident fund: the unit pays 8% for you every month, you pay 8% yourself

To sum up: the unit pays the proportion of social security for you every month is: 21% +9% +2% +0.5% +0.8% +0.5% +0.8% +0.5% +0.8% +0.5% +0.5% +0.8% +0.5% +0.5% +0.8 %. 0.5%+0.8%+8%=41.3%; your own monthly social security for you to pay the proportion is: 8%+2%+10 yuan+1%+8%=19%+10 yuan. Temporarily remove the $10 you pay not to mention, the unit to pay the ratio and you pay the ratio should be 413:190, that is to say, if you pay 190 yuan for their own social security every month, then the unit will be your social security account into 413 yuan, every month your social security account on the increase of the money should be 413 + 190 = 603 yuan.

Talking back to the three insurance and five insurance and one gold, here we should have seen, in fact, the jianghu said three insurance and one gold is completely equal to the five insurance and one gold, just three insurance and one gold is from your personal insurance (old age + medical + unemployment + provident fund) to say, five insurance and one gold is from your unit to pay the insurance (old age + medical + unemployment + injury + maternity + provident fund) to say. The three insurance and one gold said five insurance and one gold in fact just say it sounds good.

In addition to the unit can pay for your social security, in fact, no work but have income or have a unit but the unit does not pay the social security of the personnel can also pay their own social security, but individuals can only pay the old age insurance + medical insurance, industrial injury, maternity, unemployment, provident fund, individuals can not pay.

What is the social insurance payment base

Every month the unit to pay the proportion of social security and the proportion of your payment is almost 413:190, so now there is another problem: their monthly social security premiums and the proportion of what is the relationship between social security premiums, social security premiums in the end is how to determine it?

Each province and city will be released in early July each year, a "minimum social insurance payment base", the base is based on the previous year's average salary + benefits + a variety of subsidies and other miscellaneous costs after statistics and calculations to determine the minimum base in Nanjing in July this year is 1189 yuan, meaning that the minimum base is 1189 yuan. Nanjing as long as the formal social security units for employees to pay, each month for each employee to pay at least 1189 × 41.3% = 491 yuan, and employees each month to pay at least 1189 × 19% + 10 = 236 yuan, so that you and the unit should be paid monthly social security premiums came out.

Please note that 1189 is the minimum base, in 1189 above the highest base, Nanjing this year's highest base seems to be more than 8,000, I have forgotten the specifics, if your salary every month in 1189 yuan below, the unit must also be in accordance with the 1189 yuan for you to pay 1189 × 41.3% = 491 yuan, and your own every month at least 1189 × 19% to pay +10=236 yuan, this is 1189 as the minimum contribution base of social security significance: even if you get 1000 or 800 yuan a month, you must pay the minimum monthly according to the 1189!

But if your salary is higher than 1189, for example, you get 3,000 yuan a month, then the labor bureau will be 3,000 yuan for the payment of the base to deduct your unit and your money and then hit your social security account, your unit at this time every month should be for you to pay 3,000 × 41.3% = 1,239 yuan, and you should pay 3,000 × 19% + 10 = 580 yuan a month, if you get 3,000 × 19% + 10 = 580 yuan, if you get 1,000 or 800 yuan a month, you must pay according to the minimum each month. 580 yuan, if you take 10,000 a month and the maximum base is 8,000, you and your unit are in accordance with the 8,000 to pay

Here to expose the shameless practice of some companies, these companies may give you thousands of dollars a month, but they go to the Bureau of Labor Statistics to declare your base will not be in accordance with the actual wage to report, for example, if you take 3,000 a month, they go to the Labor Bureau may be in accordance with the actual wage to report, for example, if you take 3,000 dollars a month, they go to the Labor Bureau to report the base will not be in accordance with the actual wage to report. For example, if you get 3,000 yuan per month, they may go to the labor bureau to say that you only get 1,189 yuan, and then the labor bureau will only deduct you 1,189 x 19% + 10 = 236 yuan per month, you're afraid that you are also very happy, because you feel that the deduction of your money is less, you actually get your hands on a lot of money, wrong! Because the company to pay the money is more than 2 times your, so you pay the less they also pay the less! If according to your actual salary of 3000 to calculate, they should pay you 3000 × 41.3% = 1239 yuan of social security contributions per month, and according to 1189 to calculate, they only pay 1189 × 41.3% = 491 yuan per month for you! The regular company will only according to your actual salary to the labor bureau to declare and deduct money! To determine the unit for you in the end to pay the base is how much is very simple: if you deduct 300 dollars a month of social security, then your base is almost 300 ÷ 19% ≈ 1578 yuan, you look at your salary is not this number, if your salary is obviously higher than 1578, for example, every month you actually get 3,000 or 4,000, then certainly you have been bullied by the company to the bullying, bullying you can go to the local labor inspection brigade to sue you! The local labor inspection brigade sued your unit, generally a quasi, but it is best to leave the evidence (such as pay stubs, etc.) to find a good and then sue.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"