What is the difference between social security and rural cooperative medical care?

The differences between social security and rural cooperative medical insurance are as follows:

1, the insured objects are different: the insured objects of rural cooperative medical insurance are rural registered residents, and the insured objects of social security are employees or urban residents;

2. The guarantee period is different: the rural cooperative medical insurance is guaranteed for one year, and the medical insurance in social security needs to be paid continuously for at least 15 years to enjoy lifelong medical insurance benefits;

3. Different reimbursement rates: the reimbursement rate of rural cooperative medical insurance is low, while the reimbursement rate of medical insurance in social security is high;

4. Is there a personal medical insurance account? Rural cooperative medical insurance has no personal medical insurance account, while medical insurance in social security has personal medical insurance account.

Rural medical insurance is a part of China's social security, and the agricultural population accounts for 63.95438+0% of the total population. Rural medical insurance can make farmers enjoy the benefits of rural medical insurance, which is also an important part of social security and one of the important links of China's economic construction.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The cost of rural medical insurance is several hundred yuan a year, while the cost paid by social security is thousands or even tens of thousands a year, which is much lower than that of rural medical insurance. Rural medical insurance is borne by the insured, and social security is shared by employees and companies. Rural medical insurance only includes medical insurance, but social security includes pension, unemployment, work injury and maternity insurance in addition to medical insurance.

The rural cooperative medical system, referred to as the new rural cooperative medical system, is one of the three social security medical services provided by the state and local governments. The other two are medical insurance for employees with five insurances and one gold, and medical insurance for urban residents.

legal ground

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.