Is there a pension for five insurances and one gold?

Five insurances and one gold including pension are as follows:

Pension, that is, endowment insurance, is a social insurance treatment that employees receive monthly after retirement and endowment insurance has been paid for a certain number of years. The same is true for retirement pension with five insurances and three insurances.

1, social security five insurance is pension, medical care, work injury, unemployment and maternity insurance;

2. The three social insurances are endowment insurance, medical insurance and industrial injury insurance. Paying three social insurances means paying less unemployment insurance and maternity insurance, among which the contributions of pension insurance, medical insurance and industrial injury insurance are the same, and those who pay social insurance enjoy the same "five insurances". The proportion of general units and individuals is: pension insurance units bear 20%, individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance. Three insurances are the most basic social insurance, including endowment insurance, medical insurance and unemployment insurance. Paying three insurances is stipulated by the national social security policy. Five insurances include endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.

The payment of five insurances and one gold is as follows:

1. Payment by employees: five social insurances and one gold shall be paid by the employer. Generally, employers will withhold social security fees from employees when they pay their salaries every month, and then pay them to employees. The specific process is as follows:

1, social security account opening. Enterprises need to go to the Social Security Bureau to open an account for social security within 30 days from the date of establishment. After opening an account, you will get a social security registration certificate;

2. Companies that increase or decrease employees must add new employees to the company's social security account every month, and the employees who have left the company are deleted from the account. Social security account is an independent account, and the operation of adding or deleting employees must be carried out in the account.

3. Confirm the payment base. Units need to declare the correct social security payment base for employees every month to ensure the normal payment of social security. The payment base of social security is based on the average salary of employees in the previous year or the salary in the first month of employment;

4. Social security payment. Enterprises, banks, social security management agencies signed a bank payment agreement, the monthly fixed time directly deducted from the enterprise bank account social security fees. Of course, enterprises can also choose to go to the Social Security Bureau to pay in cash or by cheque.

To sum up, the coverage of the five insurances is more comprehensive than that of the three insurances, and the rights are relatively extensive. Therefore, whether the pension is the same depends on whether the payment base is consistent. If it is consistent, there is little difference.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.