How to pay medical insurance after 15 years of personal social security payment?

Medical insurance needs to be paid for at least 20-25 years, and you can apply for lifelong medical insurance when you reach retirement age.

In the meantime, if medical insurance is suspended, it is impossible to enjoy medical insurance and social security. If your medical insurance is less than 25/30 years, you can continue to pay it after retirement.

Some local policies also have special provisions. For example, the Shenzhen social security government stipulates that endowment insurance can be supplemented, while medical insurance is regarded as an interruption and cannot be supplemented. All the medical insurance paid continuously before was cleared.

Therefore, it is suggested that medical insurance must be paid, because it is also very troublesome to reissue it. In addition, the accumulated payment period after retirement should be paid together before retirement.

If you retire after 25 years, your salary will definitely be much higher than now, but the payment will be more based on the year before retirement, and some places will even pay late fees.

So it is best not to interrupt medical insurance. If payment is stopped due to resignation and other reasons, you can pay social security (maternity insurance, medical insurance, old-age insurance, industrial injury insurance, unemployment insurance) in Worry-Free Insurance to avoid social security interruption.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.