Can I just pay medical insurance and not old-age insurance?

It needs to be judged according to the specific situation, as follows:

Only buying medical insurance and not buying old-age insurance need to be divided into the following situations:

1. If you buy medical insurance for urban workers, the company will also buy endowment insurance for urban workers, not just one of them. According to relevant regulations, employers must buy "five insurances" for employees, including basic medical insurance, basic endowment insurance, maternity insurance, work injury insurance and unemployment insurance. These five kinds of insurance are bundled, and employers can't buy less for employees;

2. If you participate in employee social security as a flexible employee, in this case, you can't just pay medical insurance without paying old-age care, because the two are also tied together;

3. But if you buy medical insurance and old-age insurance for urban and rural residents, you can buy them separately, because the old-age insurance for urban and rural residents and medical insurance for urban and rural residents are not tied together.

The conditions for purchasing medical insurance are as follows:

1. If there is a work unit, the unit shall pay medical insurance premiums for the employees;

2. Urban registered residents who have no work units can apply for old-age insurance and medical insurance with their ID cards, household registration books, unemployment certificates, digital photo receipts and bank passbook to the social security bureau where they are registered;

3. Villagers with agricultural household registration who have no work units can purchase the new rural cooperative medical system at their household registration location. Endowment insurance needs to meet the following conditions:

1. People over 60 years old on the start date of insurance payment;

2. Persons who have reached the age of 45 and less than 60 on the starting date of insurance payment, have been insured in accordance with the regulations and paid the corresponding pension insurance premiums in full, and have reached the age of 60;

3. The starting date of insurance payment is under 45 years old, and the insurance is insured according to regulations, and the payment period exceeds 15 years and exceeds 60 years old. In short, whether you can only pay medical insurance but not endowment insurance depends on the type of social security you buy. Only urban and rural residents can purchase medical insurance separately. Those who buy social security and flexible employment status for urban workers cannot buy medical insurance alone.

To sum up, it is necessary to judge whether it is ok to pay only medical insurance but not endowment insurance according to the actual situation, and then pay according to relevant laws and regulations after judgment.

Legal basis:

Article 72 of the Labor Law of People's Republic of China (PRC)

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement overall planning. Employers and workers must participate in social insurance and pay social insurance premiums according to law.