What are the five major social security risks?

Five insurances refer to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees.

Legal analysis: Five insurances refer to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. 1, social endowment insurance, the full name of social endowment insurance, that is, basic pension and personal account pension paid by social pooling funds, is an important part of the social security system and one of the five most important social insurances. 2, medical insurance, (medicalcare), refers to the occurrence of medical behavior agreed in the insurance contract as a condition for the payment of insurance money, to provide protection for the insured's medical expenses during medical treatment. 3. Unemployment insurance refers to a social insurance project in which workers who participate in social insurance according to law, when their economic income is affected due to unemployment, subsidize part of their economic income lost due to unemployment within the legal time according to regulations to ensure their basic livelihood. 4. Work-related injury insurance, also known as occupational injury compensation insurance, refers to a social insurance system in which employees get economic compensation and material help according to law for work-related injuries, illness, disability and death. It has the following two meanings: 1. When a work-related injury occurs, workers can get material help; 2. When a worker dies due to a work-related injury, his survivors can get material help. 5. Maternity insurance is a social insurance system that the state and society provide timely living security and material assistance to working women who temporarily stop working due to maternity through legislation.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC): The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.