Can I get a refund if I die without paying social security?

People who don't pay enough social security can get their money back when they die.

1. Personal account balance can be fully refunded. It should be noted that only the balance in the personal account can be refunded, and the money in the overall account cannot be refunded;

2. You can also apply to the Social Security Bureau for funeral subsidies;

3. If there are immediate family members who need support at the time of death, they can also apply for a pension;

Funeral grants and pensions are generally 6 times or 9 times the average monthly salary of employees in the previous year, and the multiples shall be subject to the announcement of local community departments.

The materials required for social security payment are as follows:

1, personal social security, personal social security can only participate in old-age insurance and medical insurance, and you need to bring your valid ID card, unemployment certificate and two 1 inch photos to the local social security center;

2. The enterprise pays social security for its employees, and provides the original and photocopy of the enterprise business license, the original and photocopy of the organization code certificate, the photocopy of the ID card of the insured employee, the payroll of the insured employee and the official seal.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 15 of the Social Insurance Law of People's Republic of China (PRC).

The basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. Article 61 of People's Republic of China (PRC) Social Insurance Law

Social insurance premium collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.

Article 62

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.