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How to handle the transfer from unit social security to individual social security in Chengdu?
Due to the rapid development of the network, information dissemination is more and more extensive. When people encounter problems they don't understand in life and work, they just need to know them online. Today, Bian Xiao will explain to you how to transfer personal social security to company social security, hoping to let you know something about it. Let's take a look together. 1. Personal social security can be transferred to the company only by stopping the personal social security at the social security office where the personal social security is insured. In the same city, the company will renew your social security next month. You only need to submit a copy of your household registration ID card, which means that the social security card is the same as the number. "Still in the first gear?" No, the actual salary of employees is the base of social security contributions. If your salary is lower than 60% of the average salary of the previous year, then according to the same minimum social security payment base in the city, it is still higher than that of individuals, and individuals benefit a lot. Second, the difference between personal social security and corporate social security? 1. The difference between five insurances, one gold and two insurances. If in some more formal and better units, it is basically five insurances and one gold, and some units even have six insurances and one gold, adding some extra commercial insurance. However, individuals pay social security, and the original five insurances have become two insurances. What exactly is missing? Participating in employee pension and employee medical insurance as an individual, only pension insurance and medical insurance, unemployment insurance, work injury insurance and maternity insurance are gone. Think about it, is it worth it? In addition to the lack of three types of insurance, we need to calculate an account. According to the existing policy, if you are insured with the lowest payment technology, for example, the minimum payment base in Chongqing is 3370 yuan/month, then the company will pay you about 102 1 yuan each month, and the individual payment will be about 360 yuan. However, if an individual is insured, there are only employee pension and employee medical insurance, and the monthly payment is about 880 yuan. In other words, the total amount of individual insurance contributions is more than 500 yuan more than the total amount of individual contributions in the unit, but there are only two insurances. With such a simple calculation, I believe everyone will know that it is absolutely ideal to pay social security in the company. On the other hand, this is also a reason why many employers think that the labor cost is high. Even if the employee's salary is only 3,000 yuan, the social security cost is actually 1000 yuan, so the labor cost is more than 4,000 yuan. 2. The unit does not pay social security, and adopts the form of subsidy, which can accept the previous analysis. It is definitely the most ideal to let the unit pay social security. First of all, enjoy different insurance benefits. After the unit is insured, if you lose your job one day, you can receive unemployment benefits for at least a period of time. If an individual pays social security, you can only stare blankly; Secondly, you can save some money. However, there are also many companies that just don't think about employees and just want to save costs. When signing a labor contract, try to persuade employees to pay social security themselves, and the unit can give some subsidies, such as 500 yuan. Some employees think it's okay. After all, the monthly subsidy is 500, and the deduction is more than 300, which adds up to 8900. However, this method is really uneconomical! In addition, it is worth noting that it is illegal for the unit to give subsidies without paying social security, even if the employees agree, it is also an invalid clause. According to the relevant provisions of the Social Insurance Law, it is the legal responsibility and obligation of enterprises to participate in social insurance for employees. It is also the legitimate rights and interests of employees to participate in social security and enjoy social security benefits according to law. Workers have the right to supervise the unit to pay wages for them and check the actual payment. For enterprises, the voluntary waiver of social security agreed with employees, no matter what form, has no legal effect. In other words, as long as employees are willing, they can sue the company at any time and demand compensation for the corresponding social security rights and interests. Some enterprises may pay more for this lawsuit. To sum up, there are great differences between personal social security and corporate social security in terms of economy and welfare. Everyone should try to participate in the social security of the unit and strive for their own social security rights, otherwise you may get hurt! The above content is Bian Xiao's detailed introduction on how to handle the transfer of social security from Chengdu personal social security to company social security according to the current relevant national laws and regulations. If you have any questions about the above contents, please consult relevant websites or departments! If you have any other questions, please feel free to consult online. There are professional lawyers at your service.
Legal objectivity:
Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
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