What insurance is included in the basic social security

Individuals who have participated in basic pension insurance will receive a basic pension on a monthly basis if they have accumulated fifteen years of contributions by the time they reach the legal retirement age.

Individuals who participate in basic pension insurance and die of illness or non-work-related causes, their survivors can receive funeral grants and pensions; in the event that they become disabled due to illness or non-work-related causes when they have not reached the legal retirement age, they can receive a disability allowance for their total loss of working capacity. The funds required are paid from the basic pension insurance fund.

2. Medical insurance

Individuals who have participated in the basic medical insurance for employees and who have made contributions for a total of the number of years stipulated by the state by the time they reach the legal retirement age will no longer have to pay the basic medical insurance premiums after their retirement, and will be entitled to the basic medical insurance benefits in accordance with the provisions of the state.

3, work injury insurance

Workers who are injured in accidents or suffer from occupational diseases due to work-related reasons and are recognized as having work-related injuries are entitled to work injury insurance treatment; among them, those who have lost the ability to work as determined by the evaluation of the ability to work are entitled to disability treatment. If an injured worker meets the conditions for receiving a basic pension, the disability allowance shall be suspended and the worker shall enjoy the basic pension insurance treatment. If the basic pension insurance treatment is lower than the disability allowance, the difference shall be made up from the Work Injury Insurance Fund.

4. Unemployment Insurance

Unemployed persons who meet the following conditions shall receive unemployment insurance benefits from the Unemployment Insurance Fund:

(1) the employer and the person himself have paid unemployment insurance premiums for one year prior to becoming unemployed;

(2) the person has interrupted his employment not because of his own will;

(3) he has been registered as unemployed and has a requirement to look for a job. . During the period of receiving unemployment insurance benefits, the unemployed persons shall participate in the basic medical insurance for employees and enjoy the basic medical insurance treatment. The basic medical insurance premiums to be paid by the unemployed person are paid from the Unemployment Insurance Fund, and the individual does not pay the basic medical insurance premiums.

5. Maternity insurance

If the employer has paid the maternity insurance premiums, its employees are entitled to maternity insurance treatment; the employee's unemployed spouse is entitled to the treatment of maternity medical expenses in accordance with the state regulations. The necessary funds are paid from the Maternity Insurance Fund.

Participating in pension insurance and medical insurance is mainly to protect their retirement and some social security benefits when they are sick, while participating in work injury insurance, unemployment insurance and maternity insurance is also very important, such as maternity insurance this part of the insured person, in the period of maternity leave you can continue to receive maternity allowances, the income will not be affected by the birth of the child.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 58 An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums to be paid by the employer.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. The personal social security number is a citizen's identity number.