Hospitalization medical insurance card to the hospital?

You don't need to hand over your medical insurance card to the hospital when you are hospitalized.

1, hospitalization procedures, the hospital to check the social security card to confirm the identity of participants, and retain a copy;

2, hospitalization, medical costs through the health insurance fund, the patient to pay the deposit;

3, when discharged from the hospital, the use of social security card settlement, to pay the costs borne by the health insurance fund to pay the remaining portion;

4, if the deposit exceeds the actual costs , the hospital refunds the difference; if it is insufficient, the patient makes up the difference. The medical insurance card records personal information and the status of the medical insurance account, and is not directly debited during hospitalization.

Basic functions of the card:

1, for personal identification;

2, to record personal medical services and drug consumption information;

3, to record the contribution and use of personal health insurance account;

4, for the settlement of medical expenses and payment;

5, for the query of health insurance information.

In summary, hospitalized patients are required to present their social security cards upon admission to confirm their identity and keep a copy of the card, settle their expenses through the deposit and the health insurance fund during their hospitalization, and settle the difference with their social security cards when they are discharged from the hospital, and the health insurance cards are not directly debited during their hospitalization, which ensures a smooth payment of medical expenses and an accurate record of their personal information.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 28

Medical expenses that are in line with the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.

Article 29

The portion of the medical expenses of insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance administration organization and the medical institutions and drug business units.

The administrative departments of social insurance and the administrative departments of health shall establish a settlement system for medical expenses incurred for medical treatment in other places, so as to facilitate the enjoyment of basic medical insurance by insured persons.