Is the five insurances and one gold paid by the company or the individual?

Five insurances and one gold are paid by companies and individuals in proportion.

The payment ratio of five insurances and one gold is: pension insurance company 10% and individual 8%. The basic medical insurance company bears 8% and the individual bears 2%. Unemployment insurance company 2%, individual 1%. Both industrial injury insurance and maternity insurance are borne by the company, and the ratio is 1%. The contribution ratio of housing provident fund units and individuals is 12% respectively.

Social insurance is a kind of contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Process of five insurances and one gold

1, social security, provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

2. Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

3. Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

4. Five insurances and one gold

Enterprises, banks, social security, provident fund management institutions signed a bank payment agreement, fixed time every month directly deducted from the enterprise bank account five insurance and one gold fee. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

The above contents refer to Baidu Encyclopedia-Five insurances and one gold.