Does Guangzhou have to have five years of social security to buy a house?

China's laws have always had clear policies on buying houses with foreign household registration, but the policies in different cities are also different. Under normal circumstances, the following conditions must be met when buying a house in a different place: 1, the applicant 18 years old or above, with a high school education or above and full capacity for civil conduct, and no infectious diseases; With the migration of minor children's household registration, it is necessary to comply with the family planning policy;

2. The applicant has not been reeducated through labor or has been investigated for criminal responsibility;

3. The applicant actually lives in the place where the house is purchased and has the same household and a stable source of income;

4. The original household registration account for purchasing second-hand houses has moved out.

The procedures for buying a house in a foreign household are as follows:

1. Property buyers must have legal and valid identification such as ID card and household registration book;

2. Non-local hukou, you can buy a house in Guangzhou as a family, and you must provide social security or tax bills for three consecutive years (36 months) within five years; People from Hong Kong, Macao and Taiwan or foreigners can buy a house in Guangzhou, and they need to provide proof that they have lived and worked in Guangzhou for one year or more.

3. Whether it is a new house or a second-hand house, buyers with foreign accounts can only buy one set;

4. Buyers must have a down payment of 30% of the total purchase price;

5. Family members of buyers must have no record of purchasing houses in Guangzhou;

6. If the property buyer has bought a house in other places before, he must make a down payment of 70% according to the provisions of the second suite, but if the loan for the first suite has been settled, it can still be implemented according to the provisions of the first suite;

7. Buyers must have good credit, stable income and certain repayment ability.

Legal basis:

Notice on further improving the regulation and control of the real estate market. Reasonably guide housing demand. Municipalities directly under the central government, cities with separate plans, provincial capital cities and cities with excessively high housing prices and rising too fast should strictly formulate and implement housing purchase restriction measures within a certain period of time. 1 Housing (including newly-built commercial housing and second-hand housing) is in principle limited to local registered households and non-local registered households that can provide local tax payment certificates or social insurance payment certificates for a certain number of years; For local registered households with two or more houses, non-local registered households with/kloc-0 houses, and non-local registered households that cannot provide local tax payment certificates or social insurance payment certificates for a certain number of years, it is necessary to suspend the sale of houses within their administrative areas.

Cities that have taken measures to restrict the purchase of housing, which are inconsistent with the requirements of this notice, should immediately adjust and improve the relevant implementation rules, strengthen the audit of the qualifications of buyers, and ensure that the policies are in place. Municipalities directly under the central government, cities with separate plans, provincial capitals and cities with high housing prices and rising too fast should introduce detailed rules for the implementation of housing purchase restriction before mid-February. Other cities should also introduce housing purchase restrictions in a timely manner according to the new situation of the local real estate market.