What should I do if the social security accumulation fund is broken for a month?

1. The termination of provident fund only affects those who have already had provident fund loans or are ready to apply for provident fund loans, and others have no direct impact.

2 employees have applied for provident fund loans, and the housing provident fund has been interrupted for a long time. The housing provident fund management center can calculate the remaining loans according to the commercial loan interest rate according to the contract. If you need to apply for a provident fund loan, you need to continuously deposit the housing provident fund for more than 6 months, and it is in the state of deposit when applying.

3. If the relationship is cut off within 3 months due to job changes, it can be made up. If the relationship is broken for more than 3 months, it will take 6 months.

4. The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees. The insured person has participated in the basic medical insurance for more than 2 years (including 2 years), and the payment interruption time is not more than 3 months, and can enjoy the treatment normally after payment. If the payment is interrupted for more than 3 months, each region will enjoy a waiting period of no more than 6 months, and the original insured relationship will be suspended after the waiting period expires.

Legal basis:

Paragraph 3 of Article 2 of the Guiding Opinions on Strengthening and Improving the Participation in the Basic Medical Insurance states that the insured has been participating in the basic medical insurance for more than 2 years (including 2 years) continuously, and the insured has switched between the employee medical insurance and the resident medical insurance due to personal status changes such as employment, and the payment has been interrupted for less than 3 months, and the insured can enjoy the treatment normally after paying the fee, so as to ensure the seamless connection of the treatment of the insured. If the payment is interrupted for more than 3 months, each co-ordination area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.

Derivative problem:

How to calculate the housing provident fund?

The deposit amount of housing provident fund is different in different regions, and it also depends on local consumption and average income.

Usually, the proportion of paying housing provident fund can reach about 9000 yuan in January, and the low January is about 2 14 yuan. The state has strict regulations on the proportion of housing provident fund deposits in various regions, enterprises and units, and it is very normal to have high or low. The deposit amount of housing provident fund is different in different regions, and it also depends on local consumption and average income.