Is there a maternity allowance for self-funded social security?

There is no maternity allowance for self-funded social security.

Because social security can't pay maternity insurance and unemployment insurance. If you want to receive maternity allowance by paying social security yourself, you must find a payment company, which means that maternity insurance must be paid by the company to take effect.

The conditions for receiving maternity allowance are as follows:

1. On-the-job personnel must participate in social security according to regulations and have paid maternity insurance at the time of childbirth 12 months or more;

2, in accordance with the provisions of the state, the establishment of obstetrics and gynecology medical institutions to deliver babies, abortion, the implementation of family planning surgery;

3, in line with national, provincial and municipal family planning laws and regulations.

The process of receiving maternity allowance is as follows:

1. After pregnancy, bring the household registration book, marriage certificate, ID card and other relevant documents to the social security manager of the unit, and the manager will help to register the maternity insurance for medical treatment and determine the hospital for birth check-up and delivery;

2. At the same time, apply for a birth permit;

3. Bring the medical registration form to the hospital when giving birth, so that the social security bureau can check with the hospital for settlement;

4. After giving birth to the child, handle the relevant documents, then bring the medical registration form, discharge summary, marriage certificate, household registration book, ID card and other relevant documents, and the unit manager will apply to the Social Security Bureau for maternity allowance.

To sum up, the standards and payment methods of maternity allowance vary from place to place, and specific policies need to be consulted by the local social security bureau or relevant policy documents.

Legal basis:

Article 53 of the Social Insurance Law of People's Republic of China (PRC)

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.