What social security does the company pay?

Social insurance paid by the company for employees includes endowment insurance, medical insurance, unemployment insurance, maternity insurance, unemployment insurance and industrial injury insurance.

Medical insurance for urban workers means medical insurance for urban workers (referred to as urban medical insurance). The basic medical insurance premium for medical insurance for urban employees shall be paid by the employer and individual employees.

I. Social insurance for employees of urban enterprises includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Endowment insurance:

Endowment insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age.

State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management must participate in the basic old-age insurance.

Medical insurance:

The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees.

All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees must participate in the basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts.

Unemployment insurance:

Unemployment insurance is a system enforced by the state through legislation and set up by the society to provide material assistance to workers who have temporarily interrupted their livelihood due to unemployment.

All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non-enterprise units and their employees, and employees with whom state organs have established labor contracts shall apply for unemployment insurance.

Industrial injury insurance:

Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and the relatives of the deceased.

Work-related injury insurance premiums are paid by employers, and the collection rate of work-related injury insurance premiums in industries with high incidence of work-related injuries is higher than the general standard. On the one hand, it is to ensure that the industrial injury insurance fund can fully pay the industrial injury insurance benefits of employees in these industries. On the other hand, through the collection of high rates, enterprises can have a sense of risk, strengthen the prevention of work-related injuries and reduce the casualty rate.

Maternity insurance:

Maternity insurance is aimed at the physiological characteristics of fertility behavior. According to the law, when working women temporarily stop working and lose their normal income due to childbirth, the state or society provides them with material help.

Maternity insurance benefits include maternity allowance and maternity medical services. The maternity insurance fund consists of the maternity insurance premium paid by the employer and its interest and overdue fine. Maternity allowance for female employees during maternity leave, medical expenses incurred during childbirth, family planning operation expenses for employees and other expenses related to maternity insurance stipulated by the state shall be paid from the maternity insurance fund.

Second, the scope and object of social insurance

1, the scope and object of basic old-age insurance for enterprise employees

State-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees within the administrative area of this Municipality, institutions and their employees that implement enterprise management, state organs, institutions, social organizations and their supernumerary employees, private non-enterprise units and their employees, urban individual industrial and commercial households and their employees, and township enterprises and their employees.

2. The scope and object of unemployment insurance.

State-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees, social organizations and their full-time employees, state organs and their employees with employees, private non-enterprise units and their employees, urban individual industrial and commercial households and their employees with employees, and township enterprises and their employees within the administrative area of this Municipality.

3, the implementation scope and object of the basic medical insurance for urban workers

All employers in cities and towns within the administrative area of this Municipality include all domestic-funded enterprises, Hong Kong, Macao and Taiwan enterprises, foreign-invested enterprises (excluding foreigners and Hong Kong, Macao and Taiwan personnel stationed in Nanjing), government agencies, institutions, social organizations, private non-enterprise units, all employees of township enterprises and retired (post) personnel.

Anyone who participates in the basic medical insurance for urban workers in this city (including retired and resigned personnel) must participate in medical assistance for serious illness.

4, the scope and object of industrial injury insurance

All kinds of enterprises within the administrative area of this Municipality do not belong to institutions with financial appropriation or without regular financial appropriation, non-profit organizations, individual industrial and commercial households with employees, township enterprises, personnel used outside the establishment of state organs, various institutions and non-profit organizations.

5, maternity insurance implementation scope and object

Within the administrative area of this Municipality, various urban enterprises, self-supporting or enterprise-managed institutions, private non-enterprise units, urban individual industrial and commercial households with employees, and personnel used outside the establishment of state organs, various institutions and private non-profit organizations.

Legal basis:

Social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.