Can Shanghai social security be refunded?

Legal analysis: Social insurance premium can be refunded if it meets the following specific conditions. In the first case, if you have to wait until you reach retirement age and the social security contribution is insufficient 15 years, you can apply to terminate the pension insurance relationship. At this time, the amount stored in your personal account will be paid to me in one lump sum. In the second case, if you pay social security for several years, go abroad to settle down and give up your nationality, then you can apply in writing to terminate the employee's basic old-age insurance relationship when leaving the country or after leaving the country, and then pay me the amount stored in your personal account in one lump sum. The third situation is that after paying social security for several years, people suddenly die, and there is still a balance in the personal account of social security, in which the principal and interest paid by individuals can be inherited. If an employee dies during his/her service, the amount of inheritance shall be the principal and interest of the individual contributions in the personal account at the time of his/her death.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 49 If an unemployed person dies while receiving unemployment insurance benefits, he shall pay a one-time funeral subsidy and pension to his survivors with reference to the local regulations on the death of on-the-job workers. The required funds are paid from the unemployment insurance fund. If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.