Why can't individuals buy social security?

Because you are a non-local hukou or a local rural hukou, in this case, you can only pay social security-related fees by unit.

In addition, there are two ways to deal with and renew social security:

(-) To pay fees in the name of an individual, you need to apply to the social security bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually).

(two) or to purchase or renew social security. It is a foreign hukou, and social security can only be purchased through the unit.

In addition, if we apply for social security, it is better for the second unit to pay it, because the unit will bear a large part of the expenses for us, thus reducing the pressure on our own payment.