Job Recruitment Website - Social security inquiry - What does the social security for urban and rural residents include?
What does the social security for urban and rural residents include?
I. Endowment insurance
Endowment insurance for urban and rural residents is an insurance system established to ensure the basic livelihood of urban and rural residents and the elderly. When the insured reaches the legal retirement age, he can receive a monthly pension by paying a certain pension insurance premium and accumulating a certain payment period to ensure the basic living needs.
Second, medical insurance.
Medical insurance for urban and rural residents is an insurance system that provides basic medical security for urban and rural residents. When the insured is sick or injured, he can enjoy the treatment of reimbursement of medical expenses and reduce his economic burden. Medical insurance usually includes reimbursement for outpatient service, hospitalization, medicines and other expenses.
Third, unemployment insurance.
The purpose of unemployment insurance is to provide economic security for the insured who has interrupted his employment because of his will, and to help him tide over the economic difficulties during unemployment. After the insured loses his job, he can receive unemployment insurance money in accordance with the regulations and maintain his basic life.
Four. employment injury insurance
Industrial injury insurance is an insurance system that provides medical treatment, rehabilitation and economic compensation for the insured who suffers accidental injuries or occupational diseases at work. When the insured person has an industrial accident or occupational disease, he can get medical expenses reimbursement, disability allowance, one-time work death subsidy and other guarantees.
Verb (abbreviation of verb) maternity insurance
Maternity insurance is an insurance system established to protect the rights and interests of female insured during childbirth. Insured women can enjoy maternity medical expenses reimbursement, maternity leave allowance and other benefits during childbirth, so as to ensure that their childbearing process is fully guaranteed.
To sum up:
Social security for urban and rural residents includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, aiming at providing all-round social security for urban and rural residents. These insurance systems have become an important part of China's social security system, providing a solid guarantee for the happy life of urban and rural residents.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 2 provides that:
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
People's Republic of China (PRC) social insurance law
Article 10 stipulates:
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
People's Republic of China (PRC) social insurance law
Article 23 provides that:
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
People's Republic of China (PRC) social insurance law
Article 44 provides that:
Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.
People's Republic of China (PRC) social insurance law
Article 33 provides that:
Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.
People's Republic of China (PRC) social insurance law
Article 53 provides that:
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
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