Does it matter if students buy social security?

It doesn't matter whether students pay social security or not.

1. Students need to pay social security for summer jobs, which will not affect their future studies.

2. It may affect the identity of fresh graduates, the social security payment time will be longer, and the retirement salary will be higher. Many people have a deep understanding of this. Therefore, social security is very important for most people.

3. For students who want to take an examination of career editing or civil servants, it is best not to pay social security during college, but it has no effect to stop paying social security during college.

Social security is a national welfare policy. Not only employees need to pay social security, but also students need to apply for social security cards and pay social security fees. However, students only need to pay for medical insurance. To apply for social security cards in kindergartens, primary school students, junior high school students and senior high school students, it is necessary to provide a copy of the insured's ID card, or a copy of the household registration book, and various certificates of the guardian. The guardian can take the insured person to the social security center for handling. For college, undergraduate and graduate students, it can be handled by colleges and universities as long as students provide relevant certificates.

Collection methods of social insurance premiums:

1. proportional insurance system

This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability. The sharing subjects of social insurance premiums are countries, enterprises and individuals. The different combinations of these three subjects have produced many ways of sharing expenses. Even in the same country, different social insurance projects may adopt different insurance cost sharing methods, in which employers and employees pay the fees, and the government bears the ultimate responsibility.

To sum up, students can buy social security as long as they are 16 years old, but they can't pay urban endowment insurance because they have no labor relations. Under specific circumstances, they can submit relevant materials to the civil affairs department for legal treatment, and the staff will review and confirm the submitted materials.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.