Will it affect me if I stop paying social security for a few years?

Have a certain impact. After the social security payment is cut off, the biggest impact on daily life is medical insurance, during which medical insurance reimbursement cannot be enjoyed. However, a few years after the social security is broken off, as long as the payment is re-paid 15 years and the legal retirement age is reached, it will not affect the pension after retirement.

If the original social security account has stopped paying, then the social security account is now in a sealed state, and you can directly go through the renewal procedures without paying the gap fee. Because the social security payment period is cumulative, there is a gap in the middle.

If the original social security account did not go through the formalities of stopping payment, then now the social security account is in arrears, and you must pay the arrears, or even a certain late fee, before you can go through the formalities of renewing insurance.

If it is insured in the name of an individual, if it is missed, only the missed payment caused by the unit can be repaid.

Breaking off social security for several years will affect pension insurance and medical insurance.

Medical insurance, female continuous payment for 20 years, male for 25 years. Before retirement, you can use the medical insurance card to buy medicine and stay in hospital. After retirement, you can still enjoy lifelong protection. Pay attention to the continuous payment period. Those who leave the company will be suspended for more than 3 months, and the continuous payment period will be cleared, and will be recalculated after the renewal. Pension payment follows the principle of more work and more pay. The higher the payment base, the longer the service life, and the more pensions you can receive when you retire. Payment period 15 years is a necessary condition, but not a sufficient condition. Continuous payment 15 years, still have to pay.

Social security is five insurances and one gold. Five insurances, namely, endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. One gold is the housing accumulation fund.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.