Is social security the higher the base, the better?

The higher the social security base, the better.

The higher the payment base of endowment insurance, the higher our insurance cost. In fact, one of the principles of endowment insurance is the principle of paying more and getting more.

If the payment base of endowment insurance is higher, it means that the fees we pay will become higher, so if the fees you actually pay become higher, the pension benefits you can get in the future will also increase accordingly.

Therefore, from an objective point of view, the higher the payment base of old-age insurance is, the better it will be for us. However, there is one problem that we can't ignore, that is, the fees we pay will increase accordingly, especially for individuals who are insured according to flexible employees and have their own old-age insurance, because in this case, their flexible employees are fully insured with their own old-age insurance, so their payment pressure will inevitably increase.

In fact, the payment base of our endowment insurance, that is, if individuals pay more attention to endowment insurance every year, they can almost find that the annual payment base of endowment insurance is increasing by 7%~ 10%. Every year, the cost of endowment insurance we pay increases relatively. Even if you are an on-the-job employee of the enterprise, in fact, your social security contribution will be in a state of growth while adjusting the social security contribution base every year.