Can rural endowment insurance and social security be merged?

Legal analysis: rural endowment insurance and social security cannot be merged. In China, endowment insurance is divided into three categories: basic endowment insurance for enterprise employees, new rural social endowment insurance and urban residents' social endowment insurance. The latter two categories can also be merged into social endowment insurance for urban and rural residents. However, enterprise social security cannot be merged with rural endowment insurance, and there are certain differences between them. The basic old-age insurance is a social security system enforced by national legislation. Its purpose is to ensure that workers get material help from the state and society after retirement and guarantee their basic needs. It is a compulsory, public welfare and non-profit social insurance.

According to Bian Xiao, the old-age insurance generally means that an individual can get a pension after paying 15 years. The pension paid by the unit belongs to the employee's old-age insurance, which can be collected after formal retirement, and the national old-age insurance bought by the individual can only be collected after 60 years old.

Social insurance is compulsory by the state, and all units and individuals must participate. In this regard, "Labor Law" Article 72 "Social insurance funds shall determine the source of funds according to the types of insurance, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law. " It is illegal for an employer not to pay social insurance for workers in accordance with state regulations, and its direct consequence is to infringe upon the legitimate rights and interests of workers.

Social security is the abbreviation of social overall insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The difference between social security and endowment insurance is that endowment insurance is a kind of social security.

Legal basis: Article 21 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the new rural social endowment insurance benefits consist of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.