How much pension can you receive after 15 years of social security payment

Legal subjective:

In our country every participant in the payment of fifteen years of pension insurance and after retirement can receive a pension, but each participant can receive the amount of pension is different. First, the social security payment 15 years retirement pension can receive how much if Xiaoming, male, in 2015 full 60 years of age retirement, retirement before he just paid 15 years of social security, *** contribution of 119,340 yuan, of which the balance of the personal account is: 47,736 yuan. 2015 Xiaoming is located in the area of the average monthly salary of on-the-job workers is 5,525 yuan, he is in the local average wage between 60% to 300%, chose 60% as the contribution to the local average wage, the average salary is 60% to 300%, the local average salary is 60% to 300%. , and chose 60% as the contribution base, so the pension he received for the first time was: (1) Monthly base pension: (5525 + 5525 × 0.6) ÷ 2 × 15% = 663 yuan (2) Individual account pension: 47,736 ÷ 139 = 343.42 yuan Total: 663 yuan + 343.42 yuan = 1006.42 yuan So, Xiaoming's first month's pension was 1006.42 yuan. Second, what are the consequences of the pension insurance interruption pension insurance interruption, the employee's contribution years and personal account storage amount will be affected. First, the social insurance agency stops accounting to the employee's personal account, and second, the employee's personal account storage amount is reduced. These will directly lead to a reduction in the individual employee's pension entitlement after retirement. The longer the interruption of pension insurance, the greater the loss of pension insurance, once the phenomenon of interruption, will seriously affect the future receipt of pensions, the longer the interruption of the loss of pensions, the greater. (1) the interruption period is not calculated during the years of service, the future will be a loss of years of service wages; (2) the interruption of the period of time without personal accounts into the personal accounts, the future caused by the reduction of personal accounts, the calculation of pensions will have a certain loss; (3) to the statutory retirement age will be the interruption of a lifetime of time cumulative interruption of a cumulative total of 12 months will be a year ahead of the interruption of calculation of pensions. Third, how to pay the pension insurance individual employee contributions = approved contribution base × 8% (currently 8%) = individual employee's gross salary × 60% to 300% × 8%; enterprise contributions = approved gross salary of the enterprise employees × 20%; the basic pension insurance premiums by the enterprise and the individual employee **** the same burden: the enterprise according to the enterprise employees in the previous year, a certain percentage of the average monthly gross salary of employees to pay (Beijing is) The basic pension insurance premiums are borne by both the enterprise and the individual employee***: the enterprise pays a certain percentage of the average monthly salary of the employees of the enterprise for the previous year (19% in Beijing, and may be different in other cities), and the individual employee pays a certain percentage of the average monthly salary of the employee for the previous year (generally 8%). Individual urban industrial and commercial households, flexibly employed persons and laid-off workers of state-owned enterprises who participate in basic pension insurance in their personal capacity shall take the average social wage of the previous year in their province as the contribution base and pay the basic pension insurance premiums at a rate of 20%, which is entirely borne by themselves. According to the provisions of the law can be learned, pension insurance payment after fifteen years can receive how much pension needs to depend on the participant's contribution standard and the local average monthly salary level and so on.

Legal Objective:

The Social Insurance Fund Accounting System Article 25 The expenditure of the basic pension insurance fund for enterprise employees includes the expenditure on pension insurance treatment, transfer expenditure, subsidizing the lower level expenditure, transferring to the higher level expenditure, and other expenditures. Expenditures on pension insurance benefits include basic pensions, medical benefits, funeral grants and pensions, and invalidity allowances. Basic pensions include basic pensions, individual account pensions, transitional pensions, and retirement pensions, pensions, gratuities, and allowances paid to persons who had retired, retired, and retired before the implementation of the "Decision of the State Council on the Establishment of a Unified Pension Insurance System for Employees of Enterprises" (Guo Fa [1997] No. 26). Individual account pensions include monthly payments of individual account pension expenses and one-time individual account expenses. Lump-sum expenditures on individual accounts refer to expenditures made by an individual participating in the basic pension insurance for enterprise employees to return the amount of funds in his or her individual account due to death or settlement abroad. Medical benefits refer to the payment of medical expenses for retired, retired and retired personnel who have been included in the scope of expenditure of the basic pension insurance fund for enterprise employees in accordance with regulations. Funeral subsidies and pensions refer to the funeral subsidy costs and pension costs for the survivors of insured persons who have been included in the scope of expenditure of the Basic Pension Insurance Fund for Enterprise Employees after their deaths due to illness or not due to work. Disability allowance refers to the basic living expenses paid in accordance with national regulations to insured persons who have lost their working capacity due to illness or disability not caused by work when they have not yet reached the statutory retirement age. The basic pension insurance expenditure for urban and rural residents who have repeatedly received basic pension insurance benefits is deducted from the basic pension insurance fund for enterprise employees and charged to other expenditures.