The money in that man's medical insurance account is zero.

Unified management of medical insurance accounts. Shanghai social security has been fully integrated with the national overall planning, and the medical insurance accounts are under unified management. In this process, the balance of the original medical insurance account will be cleared, and the medical expenses of all insured personnel will be paid by the state as a whole. This also means that the insured can enjoy medical insurance benefits nationwide, no longer subject to geographical restrictions. At the same time, this move will also help improve the efficiency and fairness of medical insurance fund management.