Dazhou overage people pay social security is not required to social security registration

Overage pension insurance is divided into social security and commercial insurance, social security, if the retirement age but not paid full, you can go directly to the Social Security Administration to renew, commercial insurance, because each insurance company's rules are different, some insurance to the age of the provisions can not be handled by the pension insurance, some companies can not be renewed. In this case, it is best to make sure when buying over-age pension insurance, so as not to create disputes when the time comes.

The over-age basic pension insurance policy has the following provisions:

1, over-age people need to meet the following four conditions in order to participate in the insurance: First, with a local urban household registration; Second, not participated in the basic pension insurance for urban workers and institutions; Third, had established or formed a labor relationship with the local employer; Fourth, the male 60 years of age, female 55 years of age or older, and did not receive monthly retirement benefits. and have not received monthly retirement benefits.

2. According to the regulations of the basic pension insurance, the insured person who has paid contributions for 15 years or more and reaches the stipulated retirement age can enjoy the treatment of receiving monthly pension.

3. Due to job changes or personal reasons, such as flexible employment, the contribution period is delayed, and when the pensionable age is reached, the contribution period is less than 15 years, which is regarded as "over-age person" and cannot enjoy the monthly pension treatment.

4. If a participant reaches retirement age with less than 15 years of contributions, he or she can voluntarily apply to continue to make contributions and receive a monthly pension after completing all the years of contributions; if, after five years of deferred contributions, he or she still has less than 15 years of contributions, he or she can complete all the remaining years of contributions in one lump sum and then begin to enjoy the treatment of receiving a monthly pension.

In addition, it should be reminded that, in accordance with the provisions of the over-age personnel with the relevant information to their last employing unit registration (registration) of the employer's competent department (no competent department to the location of the Economic and Information Commission, the Commerce Commission or Small and Medium-sized Enterprises Bureau, etc.) to declare, by the competent department of the unit of the initial examination of the competent department, submitted to the audit working group for centralized review and confirmation, and the results of the audit will be publicized. After the public announcement, the competent department of the unit, with the relevant information, will go to the local social insurance bureau for registration and other procedures. Continuous service should be based on my original file information, the right authority recruitment procedures, in strict accordance with the relevant national policy on continuous service and urban enterprise workers deemed to be the determination of the number of years of contributions.