How to use the medical insurance money in the social security card

The medical insurance money in the social security card can be used to deduct medical expenses when seeking medical treatment in designated medical institutions.

The specific usage method is as follows:

1. Before seeing a doctor, confirm whether the medical institution is a designated medical insurance institution. You can consult the local social security bureau or the medical insurance management department, or check the medical insurance logo at the hospital gate;

2. When out-patient or in-patient, show the social security card and swipe it, and the hospital system will automatically deduct the medical expenses in the medical insurance account;

3. When the medical expenses in the medical insurance account are insufficient, you need to pay the remaining medical expenses yourself. If there is a balance in the medical insurance account, you can continue to use it in future medical treatment.

The social security card is used for the following purposes:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic medical information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital and go to the pharmacy to buy medicine;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, job hunting, unemployment registration, and even participate in vocational training.

To sum up, the medical insurance account in the social security card can only be used to deduct medical expenses when medical insurance designated institutions seek medical treatment, and cannot be used for other purposes. At the same time, the funds in the medical insurance account belong to personal reserves and can be used at any time, but they cannot be transferred and returned.

Legal basis:

Article 26 of People's Republic of China (PRC) Social Insurance Law

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.