The difference between flexible employment and self-employed social security

The difference between social security and flexible employment of individual industrial and commercial households;

First, the number of insurance types is different. The insurance of flexible employees mainly includes two insurances or even one insurance. The insurance that individual industrial and commercial households participate in is five risks.

Second, enjoy different subsidies. Flexible employees can enjoy subsidies for flexible employees when paying insurance premiums. Individual industrial and commercial households generally belong to entrepreneurial groups and can enjoy one-time entrepreneurial subsidies.

In addition to the above differences, there are * * * similarities in employee social security paid by flexible employees and unit employees:

1, no matter whether it is an on-the-job employee or a flexible employee, the requirement for the accumulated payment period when receiving pension benefits is 15 years;

2. The pension benefits of flexible employees and employees in the unit are calculated and paid in the same way, and the factors that affect the pension level are the same, such as the higher the payment base, the longer the payment period, the more personal account balance, and the higher the local social wage when retiring, the higher the monthly pension of retirees;

3. Both of them enjoy the same medical insurance reimbursement treatment, and the minimum payment period required for medical insurance retirement is the same. Please consult the medical insurance department of the insured place for the specific requirements of medical insurance payment period;

4. Flexible employment social security belongs to urban workers' social security, so endowment insurance and medical insurance can be transferred and combined to calculate the cumulative payment period;

5. You can only enjoy one social security benefit and cannot be insured again.

To sum up, flexible employment and personal social security are two different ways of employment, and there are differences in social security rights. Flexible employees need to bear more risks and responsibilities themselves, while individual social security personnel can enjoy more social security rights and protection. According to different people and employment needs, choose the employment mode and social security that suits you according to your own situation.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.