Flexible Employment 15 Social Security Pension

The amount of social security pension for flexible employment 15 is as follows:

In Shanghai, if flexible employees pay social security 15 years according to the minimum standard, the monthly pension they can receive after retirement is 780 yuan plus 187 yuan, totaling 967 yuan; If paid according to the highest standard, the monthly pension is 975 yuan plus 3 16 yuan, totaling 129 1 yuan. When paying social security, 60% of the funds will go to the social pooling fund, and the remaining 40% will be deposited in personal accounts. The most cost-effective way for flexible employees to pay social security is to choose to pay endowment insurance according to the local minimum payment base.

Calculation method of social security:

1, calculation of basic pension: based on individual payment years and payment index;

2. Calculation of personal account pension: the accumulated amount of personal account is divided by the calculation months;

3. Calculation of transitional pension: mainly for the elderly before the system transformation, calculated according to certain policies and regulations;

4. Calculation of enterprise supplementary pension: determined by the enterprise according to its own situation and the payment period of employees;

5. Calculation of special government subsidy pension: For special groups, such as retired soldiers, it shall be implemented according to the standards set by the government.

To sum up, in Shanghai, if flexible employees pay social security 15 years according to the minimum standard, the pension is 967 yuan/month; According to the highest standard is 129 1 yuan/month, 60% of the funds are allocated to social pooling and 40% to personal accounts, so the most cost-effective payment strategy is to choose the local minimum payment base to pay the old-age insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.