What's the difference between social security and rural medical insurance?

Now many friends have bought social insurance in cities, and parents have provided rural cooperative medical care. Next, Bian Xiao will introduce the difference between social insurance and rural medical insurance.

Medical insurance for urban residents is a social insurance system that mainly covers urban minors and unemployed residents who have not participated in medical insurance for urban workers. Social insurance is a social and economic system that provides income and compensation for people who have lost their labor force, temporarily lost their jobs and lost their health.

The definitions of the two are quite different, with different objects and projects, and the scope of social security is obviously extensive. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Urban medical insurance is just medical insurance.

(1) Enjoy different ranges.

In social insurance, medical insurance can't enjoy the medical settlement of hospitalization, employees with serious chronic diseases can enjoy 17 diseases, and residents can enjoy 8 diseases.

(2) Different repayment rates

1. First, the proportion of hospitalization liquidation is different. The proportion of employees' medical insurance hospitalization liquidation is 92% for Class A, 70-80% for Class B retired employees, 92% for Class A, 70-80% for Class B residents, 80% and 70% for Class A hospitals and 70% and 60% for Class B hospitals.

2. Second, the proportion of reimbursement for serious chronic diseases (serious illnesses) is different: the proportion of reimbursement for medical insurance for employees is 75%, and that for urban residents is 50%.

(3) coverage, charging methods and income of rural cooperative medical insurance.

1. Coverage:1Rural residents over 6 years old (excluding school students) who have not participated in the basic old-age insurance for urban workers may voluntarily participate in the insurance at their domicile.

2. Expenses: The new rural insurance fund consists of individual contributions, collective subsidies and government subsidies.

3. Qualifications: Elderly people with rural household registration who are over 60 years old and do not enjoy the basic old-age insurance for urban workers can receive a monthly pension.

To sum up, there is a great difference between social insurance and rural cooperative medical care, but editors only pay social insurance, and rural cooperative medical care no longer pays parents.