I bought Zhonghe Insurance in 2007, and started to buy social security on 20 1 1. At retirement age, you can buy 15. Can I pay in one lump sum?

Not everyone is familiar with the payment of old-age insurance. Many people who need to go through this procedure are difficult to handle because they don't understand this aspect. In order to solve this problem, here is a detailed introduction to the procedures for paying back the old-age insurance.

The staff of the Social Insurance Department of the People's Social Security Bureau said that if the employee terminates or terminates the labor relationship with the original unit, no matter what form of re-employment, he must go to the local social insurance agency to continue the pension insurance relationship and pay the pension insurance premium according to the regulations.

After the payment of endowment insurance is interrupted, it is not very complicated to go through the formalities of making up the payment. The payer can pay back to the social insurance agency in the insured place with the unemployment certificate or the certificate of termination of the labor contract, or pay directly at the window of the social insurance agency. Supplementary basic old-age insurance is paid according to the standard of flexible employees, and the proportion of individual contributions is 20%. The payment base is 60% to 300% of the average wage of employees in the province last year.

Although it is also a supplementary endowment insurance business, different types of people have different procedures and places.

1. For those who have gone through the formalities of over-age insurance and received the basic old-age insurance benefits, if they want to continue to pay the old-age insurance premiums according to the new policy in the future, they must bring their resident ID card, the old-age insurance manual or the original and photocopy of the basic old-age pension verification form to the designated place to go through the formalities of stopping payment and receiving benefits, and then go through the formalities of paying back and recalculate the basic old-age insurance benefits.

2. For those who have gone through the formalities of over-age insurance, but have not yet received the basic old-age insurance benefits, and those who have not yet participated in the basic old-age insurance, they must bring the original and photocopy of their resident ID cards and their one-inch photos (the insured must also bring the old-age insurance manual) to the designated bank outlets in the urban area where they live to fill in the local old-age insurance registration form, go through the overdue registration procedures and pay the fee, and receive the basic old-age insurance approval form at the outlets seven working days later.

3. Those who have been identified with the payment period must also bring their own files and go to the front desk of the Municipal Employment Service Center every Tuesday and Thursday afternoon to confirm their length of service.

The length and base of payment of endowment insurance directly affect the amount of individual retirement pension. Pension = basic pension+personal account pension. The longer the payment time, the larger the payment base and the more pensions you receive. It is recommended that competent personnel pay the arrears as much as possible.

If the payment of old-age insurance is interrupted for personal reasons, we should always pay attention to the local policy of paying back the old-age insurance and pay back our old-age insurance in time.