What is the difference between the reimbursement ratio of the new rural cooperative medical system and employee medical insurance?

The difference between the two insurances is about 20%.

1. Employee medical insurance: Due to the high payment standard, the medical treatment of employee medical insurance is relatively good. The proportion of reimbursement is generally 70% to 90%, and the specific proportion varies from hospital to hospital. In addition, employee medical insurance can also be used for reimbursement of registration, hospitalization, drug purchase, hospitalization and other expenses. And personal medical insurance accounts can be used to pay part of medical expenses.

2. The new rural cooperative medical system: Due to the low payment standard, the medical treatment of the new rural cooperative medical system is relatively poor. The reimbursement rate is generally 50% to 70%. The new rural cooperative medical system is mainly used for reimbursement of hospitalization expenses, and some areas can also be used for reimbursement of outpatient expenses, but the scope and proportion of reimbursement are limited.