Which is better, social security for urban residents or social security for flexible employees?

Social security for urban residents and flexible employees is better.

Personal advice:

The biggest difference between the two types of social security is that employees' social security contributions are higher and the benefits they naturally enjoy are better. For employee social security, there can be no payment interruption. Generally speaking, employee social security refers to employees with fixed work units. If you don't have a fixed job, you can also participate in flexible employment, but the amount of insurance paid is very limited, and you can only pay employee medical insurance and employee pension insurance. I suggest you choose a job with five insurances and one gold.

Urban residence insurance has two outstanding characteristics: first, the source of funds for urban residence insurance is not only individual contributions, but also government subsidies for the insured. The more individual contributions, the more government subsidies, and all individual contributions and government subsidies are included in the insured's personal account. Second, the pension of urban residential insurance consists of two parts: personal account pension and basic pension. The level of personal account pension is determined by the amount of account storage, that is, the total amount of individual contributions and government subsidies; The basic pension is paid in full by the government.

Extended data:

The endowment insurance fund for urban residents is mainly composed of individual contributions and government subsidies.

(1) individual payment. Urban residents who participate in the old-age insurance for urban residents shall pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan per year, and local people's governments can add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more. According to the economic development and the growth of per capita disposable income of urban residents, the state adjusts the payment grade in a timely manner.

(2) government subsidies. The government pays the basic pension for urban residents in full to the insured who meet the conditions for receiving treatment. Among them, the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions in accordance with the basic pension standards set by the central government.

The local people's government subsidizes the payment of the insured, and the subsidy standard is not less than 30 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of all provinces (autonomous regions and municipalities). The local people's government will pay part or all of the minimum standard old-age insurance premium for severely disabled people in cities and towns.

(three) to encourage other economic organizations, social organizations and individuals to provide financial support for the insured.

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