Advantages and disadvantages of flexible employment and social security

The benefits of receiving social security subsidies are:

1, greatly reducing the pressure of social security payment. Flexible employees shall pay 20% of the endowment insurance for urban employees and 5- 1 1.5% of the medical insurance for employees. The payment base is rising every year, and the corresponding payment amount is also increasing year by year. Social security subsidies can subsidize 50% or two-thirds of the actual payment amount, or other amounts.

2. Promote employment and increase the employment rate. The prerequisite for individuals to receive social security subsidies is that they must engage in the posts designated by social security, and have achieved employment, such as sanitation workers, domestic service personnel, stalls, hairdressers, and even network anchors, and have registered employment.

3. Increasing the number of social security contributors is conducive to enriching the social security fund. There are 349 million employees participating in the national endowment insurance, many of whom are flexible employees. Old-age insurance needs to pay 15 years, and individual long-term payment can increase fund income and maintain surplus.

4. Improve the employment skills of residents. Individuals who want to apply for social security subsidies must first register for unemployment. For registered unemployed people, the social security department of the street office will organize employment skills training from time to time, recommend suitable positions, and improve their personal growth.

The disadvantages of receiving social security subsidies are:

1, unable to apply for business license. Except for a few areas such as Beijing, which allow self-employed individuals with business licenses to apply for social security subsidies, other provinces and cities have business licenses and are not allowed to apply for social security subsidies.

2, can not seek medical treatment in different places. Usually, social security subsidies for flexible employment require designated areas and designated posts, especially designated posts within the scope that the community can supervise, such as near the street or within the scope of the district. If you work in a different place, it won't work.

3, can not receive unemployment insurance. After registering for unemployment, individuals who have paid unemployment insurance for more than one year in the past can receive unemployment insurance on a monthly basis, usually 80%-90% of the local minimum wage. If he has to register for employment in order to receive social security subsidies, it means that he has achieved employment, so naturally he cannot continue to receive unemployment insurance. Unemployment insurance and social security subsidies can only be chosen.

There is a time limit for receiving social security subsidies. The general subsidy is 3 years, with a maximum of 5 years. After three years, the individual is unemployed again, and then flexible employment is realized. In theory, he can continue to subsidize for three years, and go back and forth. However, it is generally stipulated that the second application for subsidies requires flexible employment for three or six months before re-application.

5. The subsidy amount is the amount corresponding to the minimum payment base. For example, 50% of the subsidy payment amount is the amount corresponding to the minimum payment base. Individuals who pay according to the grade of 100% or 300% will also be subsidized according to 60% of the minimum payment base.

Enjoy 4050 social security subsidy conditions:

1, a flexible employee in the place where the household registration is located, which is not a big problem for farmers. As long as farmers are unemployed after local employment, they are basically local household registration, but if they are employed in different places and unemployed in different places, they need to apply for a local residence permit.

2. Paid the basic old-age insurance and basic medical insurance for employees. This article is more difficult. If farmers have no experience of going out to work, they have to pay social security for employees as flexible employees in the local area, which is very rare in rural areas, even though many of them are people who come back from working in other places. As long as the social security relationship working in the field can be transferred to the place where the household registration is located, the payment can continue, which is also eligible.

3, apply for employment and unemployment registration certificate. Many migrant workers, after going out to work and losing their jobs, have no awareness of handling unemployment employment registration certificates. The unemployment and employment registration certificate handled during the period of working in the field can also be registered and replaced at the household registration place after transfer. However, it is very difficult for farmers who have no overseas or local employment and unemployment experience to apply for employment and unemployment registration certificates in the labor and employment department.

Legal basis: Article 4 of the Civil Code of People's Republic of China (PRC) (hereinafter referred to as "Civil Code") stipulates that employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.