Can students pay five insurances and one gold?

Students at school can't pay five insurances and one gold. Details are as follows:

1. College students who have not graduated cannot establish labor relations with their units. Although the labor contract can be signed in advance, the contract should start from the graduation time. Before graduation, the unit can't pay employees five insurances and one gold;

2 "Five Risks" refers to five risks, including old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay them;

3. "Five risks" are legal, but "one gold" is not. Whether students can pay five insurances and one gold depends on whether they have established labor relations with their units. It is generally believed that students in school are not laborers in the Labor Law, and may have established internship or labor relations with their units before graduation. But if the unit has signed a formal labor contract with you, you can ask the unit to pay five insurances and one gold.

The process of paying five insurances and one gold:

1, first open an enterprise social security account in the jurisdiction where the enterprise is located;

2. Transfer the social security relationship of the insured employees of this enterprise to the account of this enterprise;

3. Print the payment details in social security in the first month of social security payment;

4. Handle the social security withholding formalities entrusted by the same city;

5. In the future, you only need to submit the increase or decrease table of insured persons to social security every month.

To sum up, because students have not graduated, they do not belong to workers who sign labor contracts in the general sense. In principle, it is not good to pay five insurances and one gold. If you sign a formal labor contract with the employer before graduation, you can also analyze the specific problems and ask the employer to pay. Among the five insurances and one gold, five insurances are compulsory for employees, and one gold is not compulsory, but regular units generally pay them together.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.